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Adverse climate, increased car insurance claims - many estimates suggest that insurance costs will continue to increase.

The weather forecast is particularly bad this year and recent weather damage, causing car insurance claimes, has increased costs.

Even if this is cyclical, it is likely that the frequency of these disasters is increasing because of global warming.

Other aggravating factors include the increase in average mileage made by car drivers, which will lead sooner or later to more substantial insurance claims.

In November 2009, the number of deaths increased by 3% over the previous year, according to official figures.

However, in contrast, the number of accidents and injuries declined by 7% compared to November 2008.

Therefore, several insurers have decided not to raise car insurance estimates next year.

The reason given? The more responsible car drivers and lower road accidents, considered as "structural and sustainable.

In recent years, the number of road accidents has decreased.

Insurance companies are more or less forced to follow the level of road safety over time.

Moreover, it is the sixth consecutive year insurance estimates have not changed for some insurers.

But car drivers should not cry victory too soon.

It is obvious insurers with good news on estimates are heard first.

The others are not eager to communicate.

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