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Read and compare your car insurance estimate carefully.

Whatever the contract chosen and the cost of the premium, you must also take into account the excess, in addition to the premium in case of accidents.

This lump sum remains your responsibility, and is part of the reason why you must read your insurance contract carefully.

Each estimate or proposed contract has specific additional coverage options possible.

It should be read in its entirety so you do not miss critical information beyond the simple cost of the premium.

Cheap care insurance cannot usually be re-negotiated or broken to choose another insurance company before the end of the year.

If you do, you may have to pay a penalty, which means your car insurance is no longer cheap! And remember, once signed, your insurance is usually valid straightaway.

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